fintech
Xero Payment System
Fintech integration · teQmavens
Payment collection across Xero and 52 gateways, built at teQmavens.
Software Engineer·2022 – 2023·Panchkula
teQmavens
Context
Client needed unified payment collection with accounting sync across dozens of regional payment providers.
Problem
Fragmented payment gateways and manual reconciliation created operational overhead and reconciliation errors.
Constraints
- —52 distinct gateway APIs with varying response formats
- —Xero accounting sync requirements
- —Production financial data integrity
My contribution
- →Built payment collection system with Xero integration
- →Designed database schemas for transaction reconciliation
- →Implemented REST APIs following MVC architecture
Solution
Laravel backend with gateway abstraction layer, unified transaction model, and Xero sync jobs for automated reconciliation.
Results
- ✓Unified 52 payment gateways into a single collection pipeline
- ✓Automated Xero reconciliation reducing manual finance overhead
- ✓Delivered stable production financial processing
Stack
LaravelPHPMySQLXero APIREST APIs